Apply for Housing -

HONK provides affordable housing in Kenton, Boone and Campbell counties in Northern Kentucky.

Prospective homeowner’s must meet the following criteria:

Have a strong desire to be a homeowner and demonstrate a need for HONK’s help
Have a steady income that can support a mortgage
Demonstrate that if they are not currently able to get a loan due to credit, that they have the ability to improve their credit to achieve a loan within 12-18 months
Demonstrate the ability to live within their means
Demonstrate through current living space that their home will be properly maintained
Work with HONK to perform 8 hours of service each month in: improvement of self and family, repair and maintenance of property, community and/or church projects, helping to stabilize the neighborhood
Meet income qualifications

To apply, fill out the online application below or

Online Application

Instructions

To apply for home ownership through Housing Opportunities of Northern Kentucky, please completely fill out the form below. To download and print an application see the link below the form.

Completed applications are to be returned to:
Housing Opportunities of Northern Kentucky
502 Fry St.
Covington, KY 41011

Housing Opportunities of Northern Kentucky has a NO PET POLICY. Upon receipt of your completed application, a representative will contact you to confirm receipt of application.

For more information on HONK’s criteria for prospective owner selection click here.

First Name

Middle Initial

Last Name

Today\'s Date

Date of Birth

Home Phone

Work Phone

Cell Phone

Current Address

Email Address

City

State

Zip Code

Current Marital Status (select one)

Present Employer

Spouse/Partner’s Employer

Full Name with Middle Initial

Date of Birth

Relationship

Full Name with Middle Initial

Date of Birth

Relationship

Full Name with Middle Initial

Date of Birth

Relationship

Full Name with Middle Initial

Date of Birth

Relationship

Full Name with Middle Initial

Date of Birth

Relationship

Full Name with Middle Initial

Date of Birth

Relationship

Total monthly income before taxes?

Total monthly income after taxes?

SSI, SSD, etc

Section 8

TANF / Food Stamps

Other

Money in savings (not pensions)

Are you currently in a lease?

yes

If yes, when does your lease expire?

Monthly Rent

Monthly Gas and Electric

Water and Sanitation

Monthly Telephone/Cell Phone

Monthly Cable / Satellite TV

Monthly Credit Payments

Monthly Car Insurance

Monthly Car Payment

Monthly Child Care Expenses

Monthly student loan payments

Other monthly loan payments

Total credit card debt

Total other debt

Has anyone who will live in your household ever been convicted of a felony?

yes

If Yes, please explain?

Is anyone who will live in the household currently involved in a lawsuit?

yes

If Yes, please explain?

Have you or your spouse/partner declared bankruptcy in the last three years?

yes

If Yes, please explain?

Also provide Year bankruptcy was discharged

Have you or your spouse/partner ever owned a home?”

yes

If yes, provide street address

City, State, Zip

Have you or your spouse/partner had a foreclosure in the last three years?

yes

If yes, when?

Have you, or anyone who will live in the household, ever been evicted?

yes

If yes, when and explain:

How did you hear about HONK?

Referred By?

Briefly describe your need for a HONK home

Where would you prefer to live?

Where would you definitely not live?

Number of Bedrooms Necessary

Number of Bedrooms Preferred

Current Landlord

Phone

Former Landlord

Phone

Street Address Rented from Former Landlord

City, State, Zip

Employer / Supervisor

Phone

Other

Phone

I ( your name below)

agree to a credit check by Housing Opportunities of Northern Kentucky, Inc. All persons, companies or credit card holders to which I am indebted may release to Housing Opportunities of Northern Kentucky the amount of my indebtedness and the regularity with which I make payments against the debt.

Initials of Applicant

Today\'s Date

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PRIVACY POLICY

Your privacy is important to us. To better protect your privacy we provide this Privacy Policy explaining our online information practices and the choices you can make about the way your information is collected and used.

FAIR HOUSING

Housing Opportunities of Northern Kentucky does not discriminate in the selection of candidates for housing or any other services according to sex, race, religion, national origin, color, disability, or familial status.

PLEASE NOTE: Housing Opportunities of Northern Kentucky has a no pet policy. HONK will permit the use of a service animal by an individual with a disability unless doing so would result in an unreasonable financial or administrative burden.